Assaf Englard

Adv., Partner

Adv. Assaf Englard heads the Banking and Finance Department at law firm Hamburger Evron & Co. and is a member of the firm’s Litigation and Insolvency, Receivership and Liquidation Departments.

Adv. Englard represents all of Israel’s major banks, leading insurance companies, non-bank finance providers and development companies in complex financing transactions, lawsuits, receiverships and liquidations, and more. He also advises banks’ management teams in these fields and assists in management of their properties.

Assaf has considerable experience in complex real estate transactions that require expertise in both real estate law and the intricacies of financing. This mix enables him to provide legal services at the highest level to both developers and finance providers.

Assaf specializes in collaboration between finance providers and, among others, has represented and represents consortia of lenders (including banks and institutional entities) in large-scale projects in the State of Israel.

Assaf handles dozens of complex construction finance projects, including the financing of urban renewal (vacate and reconstruct) and purchase group projects.

Assaf also has particular expertise and extensive experience in the field of insolvency and is involved in many of the largest cases in Israel in this branch of the law. He has served as receiver for thousands of residential units in projects across the country and facilitated the successful conclusion of a number of construction projects that had fallen into financial difficulties.

In the area of banking litigation, Assaf provides comprehensive legal representation on diverse issues, including representation of banks in large and complex financial lawsuits, involving cases concerning the scope of bank liability to third parties, encumbrance law, guarantee law, banking setoff law, debt assignments and collateral. In some cases, Assaf was partner to the setting of precedents by the Supreme Court in the framework of proceedings he conducted.

Over a four-year period, Assaf served as Chairman of the Banking Committee of the Tel Aviv and Center District Board of the Israel Bar Association.

Adv. Englard lectures in the academia and at professional conferences on his fields of expertise.  He is the professional director of the Real Estate Entrepreneurship and Management Course at Lahav Executive Education at Tel Aviv University’s Coller School of Management.  In addition, Adv. Englard is a member of faculty at the School of Business Administration at the Hebrew University of Jerusalem in the framework of its Executive MBA program majoring in real estate financing, teaching the course on “Legal Aspects of Real Estate Financing”. Assaf, who also lectured in the Faculty of Law at Bar Ilan University, is a regular lecturer at the Real Estate Center on the subject of Zero Reports and Real Estate Financing.

Assaf holds an LL.M in Commercial Law, cum laude (Class of 2004), and an LL.B. (Class of 1997), both from Bar Ilan University.

Assaf completed his internship in the chambers of then Chief Justice of the Supreme Court, the Hon. (Ret.) Prof. Aharon Barak.

In 2020, Assaf was ranked among Israel’s leading lawyers in real estate finance by the prestigious IFLR1000 guide, noting that Assaf is a “highly regarded lawyer in real estate finance”.

In addition, the Israeli ranking guide Duns100 gave the banking and financing department led by Assaf the highest ranking available for the financing and banking category.

Practice areas:

Bar Admittance:

Israel, 1998



From the Media:

COURT INTERVENTION IN A TRANSACTION OF INTERESTED PARTIES MUST BE CONDUCTED WITH RESTRAINT AND CAUTION (BIZPORTAL) > THE NEW REAL ESTATE FINANCING INITIATIVE FOR THE PHOENIX (REAL ESTATE DEALS) > THE SUPREME COURT IS RESTRUCTURING THE POWER OF THE WARNING NOTE (Globes) > YINON SHAFRAN PURCHASED COMMERCIAL SPACE IN OR YEHUDA FROM ORON FOR NIS 24 MILLION (GLOBES) > The Eldad Peri Affair is the “Heftziba” of the Purchasing Groups and Non-bank Lenders (TheMarker) > A huge deal closed in the time of COVID-19 – Israel Discount Bank will provide a bank loan of NIS 380 million for the acquisition of Minrav Projects by Israel Canada (Calcalist) > In projects in which the funding institution offers conditional credit – The chance of halting the work and the financing are slim (REAL ESTATE CENTER) > Hamburger, Evron & Co. recently held a conference on the subject of Real Estate Mega-Projects > Adv. Assaf Englard joined the faculty of lecturers at Lahav Manager Development Program (YEDIOT AHRONOTH) > Adv. Assaf Englard: “Apartment buyers paid hundreds of thousands of shekels and were left with no collateral” (REAL ESTATE CENTER) > FIRST RELEASE: THE SALES LAW COMMISSIONER WARNS AGAINST SECURED ASSETS THAT ARE CAVEATS (Real Estate Center) > Adv. Ronen Yardeni and Adv. Assaf Englard lectured at a real estate conference (YEDIOT AHRONOTH) > Adv. Assaf Englard joined the faculty of Hebrew University’s School of Business Administration (YEDIOT AHRONOTH) > A first: A ‘vacate and redevelop’ urban renewal project including a municipal kindergarten and retail space gets underway (MAGDILIM) > A huge deal in Hod Hasharon: Four companies acquire 147 dunam (147,000 sqm) of agricultural land for ILS 198 million (GLOBES) > Adv. Assaf Englard spoke at a conference by the Real Estate Center that dealt with project finance and real estate lines of credit (YEDIOT AHRONOTH). > Discount Bank is to finance approximately 275 million shekels of a vacate-and-construct project in Kiryat HaYovel in Jerusalem (The Marker) > Adv. Assaf Englard, gave a lecture at a professional training session of the Institute of Certified Public Accountants in Israel on the various types of charges and collateral (YEDIOT AHRONOTH) > Discount Bank has provided 156 million shekels of finance to complete acquisition of the land in Trigo Real Estate and CityEl Investments’ Florentin Square project (nadlan 2) > Temporary liquidation order for Eurocom Real Estate (Yediot Ahronoth) > Adv. Asaf Englard, gave a lecture to The Real Estate Appraisers Association regarding agreements for the support and funding of complex projects and Urban renewal projects (YEDIOT AHRONOTH) > The banks are not concerned about dissolution of Eurocom; they will put up a fight for the Saidoff deposit (Globes) > Financing of half a billion shekels for a tower block in the Bitsaron neighborhood in Tel Aviv ׁׁ(walla! news) > The Official Receiver to the Supreme Court: “I support lifting the veil on Gad Zeevi’s businesses” (Calcalist) > The Official Receiver to the Supreme Court: Allow attachment of the monies of the companies controlled by Gad Zeevi (Globes) > Court accepts Discount Bank position and denies Zeevi’s request – Zeevi’s bankruptcy proceeding will not be closed to the public (Calcalist) > Bank Leumi’s support of NEXT TLV (Globes) > The Supreme Court is not yet convinced that Zeevi “only works” at his children’s companies (Calcalist) > The Court has temporarily blocked the monies due to Gad Zeevi from the sale of Elisha Hospital (Globes) > Union Bank completes sale of its holdings in Jerusalem Economy Ltd. (Globes) > Electra Real Estate has sold the Midtown project to a sister company (Globes) > The Supreme Court: One guarantor should not be permitted to “hitch a ride” on the settlement agreement of another guarantor (Globes) > Union Bank seeks a buyer for 9% of the ‘Ten’ shares pledged to it because of Eliezer Fishman’s debts (TheMarker) > After Bank Leumi: Judge Orenstein appoints a receiver for Fishman assets pledged to Union Bank with an overall value of 214 million shekels (TheMarker) > The Court appointed a receiver to enforce the Fishman liens in favor of Union Bank (Calcalist) > Orenstein approved Leumi’s disposition of Fishman’s holdings in Globes (Calcalist) > Elad Residence sells rights to a shopping center in Jerusalem for 89 million shekels (Calcalist) > Appeals rejected against construction in the Hassan Arfa precinct in Tel Aviv: 14 towers to be built (Globes) >